Truck insurance

What is Needed for Truck Insurance in the USA?

Truck insurance in the USA – this is an important aspect for protecting truck owners and transportation companies from the risks and liabilities associated with operating trucks. First and foremost, having a CDL is required for truck insurance.

What is a CDL in the USA?

By purchasing insurance, a person not only gains financial protection but also complies with the law, as commercial vehicle insurance is mandatory in most states.

What is the Definition of Commercial Transportation in the USA?

It’s also worth mentioning that each state has minimum insurance requirements for trucks, which may vary depending on the type of cargo. For example, in California, the minimum coverage is:

  • $750,000 for general cargo,
  • $300,000 for household goods,
  • $1 million for transporting oil,
  • $5 million for transporting hazardous materials

For each type of commercial vehicle in the USA, there are specific requirements for licenses and insurance. These may vary depending on the type of vehicle, the state, and other factors.

What Licenses and Insurance Are Needed for Transporting Vehicles on a Trailer in the USA?

In the USA, transporting passengers requires licenses and insurance that help protect not only you but also your employees.

What Licenses and Insurance Are Needed for Driving a Bus in the USA?

Tanker trucks transport significant volumes of liquid or gaseous cargo, such as petroleum products and chemicals. That’s why special documents are required to operate them.

What Documents Are Needed for Operating Tanker Trucks?

Having insurance in this case helps avoid numerous accidents related to leaks or ignition of chemicals or petroleum products. Insurance in such cases not only protects your business but also saves lives and ensures the health of your employees, protecting you from future legal issues.

List of Documents for Trucks with Lifting Equipment

This is a type of truck that also requires a specific list of documents.

Special attention should also be given to companies providing LTL services. The trucks of such companies are usually large and transport many small items, making it essential for the owner to have

Documents Required for LTL

Insurance is a necessity to ensure that your employees and partners can trust the professionalism of your company, and in turn, you can be confident in

Frequently Asked Questions (FAQ)

CDL (Commercial Driver’s License) — это лицензия, необходимая для управления коммерческими транспортными средствами. Наличие CDL является обязательным для водителей грузовиков и автобусов, а также для получения соответствующей страховки.

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